Is Legal Protection just another money spinner for insurance companies?

I consider myself a canny shopper. I shop around, having previously worked in retail for ten years, I avoid extended warranties like the plague. After your comments once, I decline to take up No Claims Bonus Protection, but I still pay annually £26.50 for Legal Protection. I have never, in 40 years of driving, needed to call upon it. Am I wasting my money each year?

Asked on 9 March 2012 by jenjod

Answered by Honest John

If you are paying this to the same insurer as for your car insurance, yes. Best to take it out completely independently.

Tags: insurance owning

Similar questions

My insurer won't cover my new car without a tracker installed - could you recommend one?

I’m taking delivery of my new Porsche Macan this month, and my insurer, whom I’m happy to stay with, will only insure it if I have a tracker fitted. There seem to be plenty of options available. The car...

My car is unusable because my insurer can't source a replacement window - do I have any recourse?

My Ford Ka+ suffered a broken driver's door window nearly two weeks ago, presumably at the hands of vandals. My insurer uses AutoGlass to cover glass repair and replacement, but AutoGlass tell me they...

Should I get my car chipped?

I'm considering chipping my Peugeot 3008 2.0 150PS, it's done 62,000 miles. The claimed power increase is 187PS and fuel consumption reduction of 30 per cent. Is this viable and, if so, why don't manufacturers...