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  What's the difference between PCH and PCP? 26 Oct 2020 (Ask HJ)
  What's the difference between a PCP and a PCH finance contract?
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  Used car sales increase following Government advice to avoid pubic transport 23 Oct 2020 (News)
  % 3.50% Basingstoke 34.40% 0.20% James Fairclough, CEO of AA Cars said: "With many people worried about their finances, it is more important than ever
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  Buyers face confusion three months after Ford Kuga PHEV fire recall 19 Oct 2020 (News)
  ." However, following an investigation by HonestJohn.co.uk, it has emerged that some Ford dealers are continuing to advertise Kuga PHEVs for sale. What's more, despite saying they couldn't deliver vehicles, the dealers did offer to arrange finance for said vehicles - which are all under a DVSA recall notice
• Mini cooper d - Used vehicle my rights on rejecting the car 16 Oct 2020 (Forum)
  while driving, timing chain snapped and it needs a new engine.. I have had a gut full nothing has been repaired from getting the vehicle so they have now said they will put a recon engine in but I'm not happy with paying for a car 5600 to now have a car with a recon engine. Finance company have
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  Your guide to the best 2020 UK scrappage schemes 9 Oct 2020 (News)
  . The scrappage scheme can’t be used in conjunction with any other offers but the savings apply to finance as well as cash buyers
• PX - Will the dealer test drive? 3 Oct 2020 (Forum)
  Part Exchanging my car this weekend.  I have shown the dealer pictures and they have offered a price for the car. I am part exchanging my 2 series for another car which is worth atleast 1.5k more than the 2 series. My finance company is paying the dealer the full amount
• Audi S5 - balloon payment 23 Sep 2020 (Forum)
  3 years ago I entered a pcp arrangement with VW Finance. I have been discussing changing my vehicle.  No where on my PCP documentation is there any mention of guaranteed market value ( balloon payment). When asking VW Finance for this they referred me to the dealer, who has made me
• BMW 5 Series - Dealership’s HPI Check 23 Sep 2020 (Forum)
  and mileage checks on used cars. They've said the HPI they did 2 years ago was fine. We’ve seen it and it looks questionable. The car way purchased using the dealers finance (HP agreement) so each month we’ve been paying for a car which we now know wasn’t worth anything like we thought. We want to return
• Toyota RAV4 - New Car - Swirl Marks 8 Sep 2020 (Forum)
  on about this, but it's important!). If you bought the car on HP/PCP the finance company not the dealer is liable. Give the finance company notice that you are rejecting the car and give them 7 days to say what they're going to do about it. It is up to them to refund you, or repair/replace if you're happy
• Suzuki Baleno - help - inexperienced daughter wants to drop £8k 25 Aug 2020 (Forum)
  Inexperienced daughter wants to put her £3000 savings down on a Baleno SZ3 at a national dealer, and finance the rest, which is £5000..  It's an 18 plate 11000 miles. I won't go through her life story but she thinks the car is an "investment" and has a history of making
• 
  Peugeot extends its discount scheme to UK teachers 24 Aug 2020 (News)
  that have been supporting the country during the Covid-19 crisis, Peugeot has extended the programme to qualified teachers that have been teaching for at least six months. The PRIDE discount is available for both cash and finance purchases – with the latter provided through Peugeot’s
• Toyota Avensis 2015 - Engine Failure 22 Aug 2020 (Forum)
  problem and than car just stopped. Engine got seized. It is five years car with 70K on the clock. I just   wonder what would be you suggestion. Unfortunately it is my misses car and she just bought it a year ago and still have to pay for it as she took it on finance. 
• Toyota Avensis Diesel 2015 - Toyota Avensis Engine Failure 22 Aug 2020 (Forum)
  car just stopped. Engine got seized. It is five years car with 70K on the clock. I just wonder what would be you suggestion. Unfortunately it is my misses car and she just bought ten month ago and still have to pay for it as she took it on finance. Car was bought last October and oil level
• Bring back the Motorshow 13 Aug 2020 (Forum)
  for buyers both of new and used cars. I left the trade shortly after as I could see the way it was heading. White goods bought on never-ending finance then thrown away at the end with no equity retained. I was never good at selling something I didn’t believe in. I wish the car show would return but it’s
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  I traded in a motorbike with neg equity and my new bike broke down. What do I do? 13 Aug 2020 (Ask HJ)
  I traded in a motorbike and the bike I bought had no service history. It broke down in the first week so the dealer agreed to repay a new finance agreement....
• Service history 7 Aug 2020 (Forum)
  to verify not only if a car has been clocked, been in an accident or if there’s any outstanding finance, you also need to verify (certainly in the case of high end stuff) that it’s actually seen spanners and fresh oil in its life. Look at the service book. Check the cars details inside, do they match
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  UK's financial watchdog to ban commission linked to car finance 29 Jul 2020 (News)
  Car finance brokers won't be allowed to charge a commission based on the interest rate that customers pay on their car loans from 28 January 2021. The Financial Conduct Authority (FCA) says the move will save UK car buyers a total of £165m
• Ford S Max - Finance or not 20 Jul 2020 (Forum)
  or go to a Ford Dealer and get a newer one on finance. I can’t work out if the interest id be paying on finance is worth the added security which will come from having a newer car, with less miles from a main dealership Compared to getting an older model which I own outright. I’m presuming a ford
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  Are there disadvantages to buying an ex-financed car? 15 Jul 2020 (Ask HJ)
  Are there any disadvantages to buying an ex-PCP car from a Mercedes dealership? Should it affect the price?
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  Why is the dealer trying to charge me £1800 just to identify a fault? 3 Jun 2020 (Ask HJ)
  My MINI One had mechanical failure in March, just before lockdown. It was towed to the dealer that I bought it from, who quoted £1800 just to open the...